Banking & Finance

We help banks and financial institutes adapt to the rapidly changing banking world by reimagining business models focusing on agility, innovation and scaling

Digital Banking

We provide state of the art technological solutions for banking and financial services.
Drive your performance, value and growth with the right tools to facilitate the key functions of your business.
Our profound comprehension of the intricate business and technological obstacles encountered by banks and financial institutes, empowers us to build long-term partnerships that drive success.

Feel confident with ICTOM's robust cybersecurity

- Financial institutes have always been targeted by cyber criminals, we use a security-by-design approach for the entire digital architecture

- We carefully integrate cybersecurity frameworks and methodologies to prevent the frequent cyber attacks and potential threats to secure your financial information and your customers' data

Feel confident with ICTOM's robust cybersecurity

Data encryption (at-rest and in-transit)

Identity and Access Management: RBAC, Authentication...

Security testing

Quality assurance

And much more

Embracing the opportunity and grasping the risk

Connect with us to discuss your needs Talk to an expert

Main banking services

ICTOM will leverage emerging technologies such as blockchain, automation and artificial intelligence to assist you with your banking needs. We can deliver innovative solutions and capabilities to drive your day-to-day operations.

Account management

Currency exchange

Payment processing

Reporting tools

CRM & ERP integrations

And much more

Mobile banking

Our experts will deliver mobile solutions to make your banking services accessible from anywhere anytime. Our mobile apps will allow your end users to manage their finances 100% securely and seamlessly.

Payment scheduling

Personalized customers’ support

Money transfers

Biometric authentication

Opening and managing bank accounts

Customized alerts

And much more

Lending

We offer end-to-end digital lending solutions to banks and alternative lenders to ensure unbiased well-informed loan decision-making and reduce the time and costs of loan delivery.

We help you solve the technological challenges related to client onboarding, scoring, document management, reports, and statistics.

Loan comparison

We will build innovative platforms for loan comparison that enables their users to compare the interest rates from multiple lenders, the loan terms, and other customizable variables that match their specific preferences

Digital mortgages

ICTOM uses automation and democratization to the mortgage processes allowing your potential borrowers to have unbiased answers to their mortgage applications quickly

Mobile loans

ICTOM builds out-standing mobile loan applications with the right features to allow your customers to have the entire loan-making journey in the palm of their hands. No more back-to-back trips and long lines for your borrowers

AI scoring systems

We leverage the power of artificial intelligence (AI) to rigorously let you evaluate the financial standing of borrowers

Online payments

- Keep your business connected and operational 24/7 by accepting secure and quick payment through online storefronts, payment forms, and integrated solutions

- ICTOM will take advantage of modern technologies, such as mobile, cloud, blockchain and others to develop your online payment capabilities

- We will provide all the necessary integrations for API-based or custom online payments, PCI DSS compliant.

B2B and B2C payment systems

Peer-to-peer payment systems

NFC-solutions

Encryption

And much more

Insurance

- Redefine your insurance ecosystem by leveraging data effectively and developing cutting-edge technologies to meet your customers' expectations and provide them with a personalized approach to improve service delivery

- Improve your productivity and implement automatic solutions that ensure labor cost-cutting, data accuracy, and compliance with governmental regulations

Claim submission and management

Risk management and fraud detection

Underwriting

Customer portals

And much more

Investment institutes

- In a complex and ever-changing landscape, we provide you with digital services to anticipate changes and capitalize on emerging opportunities

- We will assist you to build solutions to analyze market data, manage portfolios, optimize performances and mitigate risks

Stock trading platforms: Data monitoring and visualization, Trading algorithms, Risk balancing, Fraud detection, Integrations...

Portfolio management platforms: Asset tracking, Asset classifications, Forecasting...

Predictive analytics: Artificial intelligence, Data mining, Machine learning...

Risk management: Mitigation techniques, Modeling, Stress scenarios...

AI powered automation: Data analysis, Strategy recommendations, Statistical models, Forecasting...

Industries we serve

As an Information and Communication Technology Organization, we thrive by guiding our customers from different industries all around the world. Wether you need to integrate a new software, build a cybersecurity strategy or redesign/upgrade a technological solution. We can help you !